A Home Inspection Saves You Money

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Some home buyers get annoyed by their mortgage lender mandating a home inspection prior to closing. They should not, since a thorough home inspection, even if the inspector’s report is less than flattering. Veteran home buyers know why, but many first-time home buyers do not. Here are some benefits for home buyers that have experienced professionals perform their home inspection.

Do a Casual Inspection First

When you take your first walkthrough a house you might like, you can perform a casual inspection of the interior of the house. You may notice issues that you want to highlight to a home inspector. A few of these are clues to potential problems. For instance, look for the following items:

  • Cracks in any walls, floors, or ceilings?
  • Watermarks on ceilings, or in the basement, indicating leaks in the roof or foundation?
  • Ineffective or postponed maintenance of windows, doors, exteriors, including roofs, or gutters?
  • Dated appliances or those in poor condition in the kitchen?
  • Notice obvious problems with the wiring by checking outlets and switches.
  • Are there leaky faucets, noisy pipes, or inappropriate stains from water?

If you notice any of these visual issues, mention them to your home inspector so your inspection will be thorough and professional. There are two home inspections you need (although sometimes they are combined in one inspection).

  1. The overall house inspection, and
  2. The pest inspection.

These should be done before you make a reasonable offer on the property. In the event the home inspection uncovers problems, it’s easier to negotiate and make an offer considering newly disclosed issues before you commit to a price in writing.

Do You Need Any Special Inspections?

If you suspect additional issues, such as mold, lead paint, and/or unaddressed storm damage, you may want to order a special inspection to discover these possible challenges. For example, the presence of mold, asbestos, or lead paint, if not removed, can lead to serious (sometimes, life threatening) health problems.

Hiring the Best Inspector for You

If you’re a first-time home buyer or a previous homeowner, since you don’t buy a house often, you may not know what to do. Here is a brief checklist to find the best home inspection company for you.

  • Locate the home inspector with the most experience.
  • Find the home inspection firm with the best customer and Better Business Bureau (BBB) ratings.
  • Only consider bonded and insured home inspectors, with active in-force worker’s compensation insurance (just in case he/she falls off your roof).

How a Home Inspection Can Save You Money

It is the sellers’ responsibility to deliver you a home in good working order. Most listing prices are set assuming all systems are working efficiently. For example, sometimes a seller finds a home inspection discovers an old oil tank buried in the ground in the yard.

Removing this tank can cost upwards of $10,000. If the seller is unable or unwilling to foot the removal bill, you can lower your offer by the cost of the tank removal. This is a rather common issue of which the seller may be unaware, depending on how long he/she has owned the home.

When a home inspection mentions that systems need repairs, buyers can negotiate with sellers to have sellers make the repairs or lower their (buyers) offer by the estimated cost of repairs.

Call Us For Home Inspection Services at (631)683-8439, Proudly Serves in QueensLong IslandBrooklynBronx.

 

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